Cancer Insurance

Do I need Cancer Insurance?

Cancer Insurance helps cover expenses from diagnosis through recovery, by providing a financial safety net that can assist with covering cancer-related expenses that regular Medical Insurance doesn’t cover. It is most useful in helping out with the most important result: recovery.

Contact us today to learn more about the Cancer Coverage Plans available for your company >

How it Works

Following an initial cancer detection, Cancer Insurance coverage comes in by providing you the option to receive a second opinion to determine available options for treatment. This is the part where Cancer Insurance comes in handy because you can offset out-of-pocket deductibles and co-pays that may arise due to treatment and recovery.

For more information in regards to learning about your Cancer Insurance Coverage, visit our Carriers Page to download your Insurance Companies App Portal >

Frequently Asked Questions

+ How can I check to see if my current insurance is active?

You can see if your current insurance is active by visiting our Carriers Page. You can select your insurance company and the corresponding page provides you with the appropriate information to best assist you.

+ How do I make a change to my policy?

For any policy changes, contact us by calling us at (956) 724 9083. We have a 24 hour answering service. You may also Email us at Info@LaurelAssoc.com.

+ How can I learn more about my current insurance?

Visiting your insurance portal provides many perks; you can view breakdowns as well as additional coverage information about your insurance plan. We recommend visiting our Carriers Page and downloading the corresponding app for your insurance company. With the simple use of the app you can view the summary and details of your current insurance plan.

+ What is a deductible?

In an insurance policy, the deductible is the amount paid out of pocket by the policyholder before an insurance provider will pay any expenses. Some insurance claims may not be subject to a deductible, but this all depends on your insurance plan.

+ When does my Health Insurance Plan start?

Most Health Insurance Plans operate on a yearly schedule which means that they begin on January 1st and run to December 31st. This is when open enrollment comes into play which sets a period of enrollment for Health Insurance, based on what the Affordable Care Act initiated to “prevent people from waiting until they get sick or injured to go shopping for coverage.” Learn more about open enrollment >

+ What is a co-pay?

A co-pay is a fixed amount for a covered service (by your insurance), that is paid by the patient to the provider of the service. The co-pay may be defined in your insurance policy so looking at your coverage is always useful. For help with this visit our Carriers Page >