Vision Insurance

Do I need Vision Insurance?

Vision Insurance is essential for the protection of your eyes, as Health Insurance may not cover routine vision care. By enrolling in Vision Insurance, you can save money since it may reduce your out-of-pocket costs for eye care. Vision Insurance is very useful for vision correction wear and has affordable rates

Contact us today to learn more about the Vision Coverage Plans available for your company >

How it Works

Vision Insurance normally requires an eye exam to check the overall health and wellness of your eyesight. Your doctor normally looks for signs of serious medical conditions such as cataracts, diabetes, and glaucoma. This helps ensure you receive the appropriate care following any diagnosis.

For more information in regards to checking your Insurance Benefits, visit our Carriers Page to download your Insurance Companies App Portal >

Frequently Asked Questions

+ How can I check to see if my current insurance is active?

You can see if your current insurance is active by visiting our Carriers Page. You can select your insurance company and the corresponding page provides you with the appropriate information to best assist you.

+ How do I make a change to my policy?

For any policy changes, contact us by calling us at (956) 724 9083. We have a 24 hour answering service. You may also Email us at Info@LaurelAssoc.com.

+ How can I learn more about my current insurance?

Visiting your insurance portal provides many perks; you can view breakdowns as well as additional coverage information about your insurance plan. We recommend visiting our Carriers Page and downloading the corresponding app for your insurance company. With the simple use of the app you can view the summary and details of your current insurance plan.

+ What is a deductible?

In an insurance policy, the deductible is the amount paid out of pocket by the policyholder before an insurance provider will pay any expenses. Some insurance claims may not be subject to a deductible, but this all depends on your insurance plan.

+ When does my Health Insurance Plan start?

Most Health Insurance Plans operate on a yearly schedule which means that they begin on January 1st and run to December 31st. This is when open enrollment comes into play which sets a period of enrollment for Health Insurance, based on what the Affordable Care Act initiated to “prevent people from waiting until they get sick or injured to go shopping for coverage.” Learn more about open enrollment >

+ What is a co-pay?

A co-pay is a fixed amount for a covered service (by your insurance), that is paid by the patient to the provider of the service. The co-pay may be defined in your insurance policy so looking at your coverage is always useful. For help with this visit our Carriers Page >